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Medicaid is a combined effort by state and federal authorities to make medical and long-term care more affordable. It is available to those who meet certain criteria involving low income and limited assets. The Poughkeepsie estate planning attorneys at Klein & Sanchez, P.C. can help you understand and plan for this complex benefits program.
What Is Medicaid?
Many people intend to rely on Medicaid to cover the majority of their health care costs as they age—since it’s no secret that medical expenses and the costs for long-term care are enormous. Many people simply don’t have the financial resources to pay for such care without assistance.
Medicaid generally covers the following services, with or without a co-pay:
- Preventative health and dental care
- Inpatient and outpatient hospital services
- Laboratory tests and X-rays
- Home health care through an agency
- Treatment in psychiatric hospitals
- Medical equipment, supplies, and appliances (e.g. wheelchairs)
- Clinic services
- Prescription medication
- Transportation to medical appointments, including mileage
- Emergency ambulance transportation
- Nursing home or long-term care
Because of the eligibility requirements for Medicaid, beneficiaries may be required to spend down their assets before their expenses are fully covered. An elderly person housed in a long-term care facility, for instance, may be required to pay for a certain amount of their care before Medicaid handles the rest.
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At Klein & Sanchez, P.C. , we can help you with the planning necessary to maximize your Medicaid benefits, ensuring that you receive the best possible care when you need it the most. Speak with one of our experienced Medicaid planning attorneys to figure out how to structure your assets so that you collect all of the benefits to which you are entitled.
Need help making sense of Medicaid? Call our Poughkeepsie estate planning attorneys at (845) 203-2287 for a free consultation.